About Joe Schoney
Joe Schoney is a dedicated Loan Consultant with solid experience in home loan origination. Joe Schoney, NMLS #121041 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.
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Mortgage Lender
4.9/5 Based on 269,421 Reviews
Company Culture
NAF360 is our commitment to 360 degrees of trust and respect
Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Interact with our map to track cash
Purchase trends across the country
With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide in 2023. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA) and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.
From the Blog
You're In Good Hands!
Stephen E
Transaction Completed:
3/23/2024
"Joe (and the other members of his team) were regularly available and ready to address all my questions and walk us through the entire process. Joe and his team also acted as the co-ordination between all parties involved in this process of selling one property and purchasing another property at the same time. They did a great job of keeping us \"up to speed\" with what we needed to do and when to do it, as well as answering all our questions and explaining all the documents and procedures in terms that we could understand. We are deeply grateful to Joe, Sue, Stacey and the rest of the team for all their hard work, explanations and perseverance throughout this process."
Ryan
Transaction Completed:
3/12/2024
"It was a very smooth flowing and easy going process."
Carolyn E
Transaction Completed:
2/9/2024
"Bent over backwards to accommodate us, having to do everything online."
Laura C
Transaction Completed:
12/27/2023
"Joe took the time to care about us and our first home. I will forever be grateful we had such amazing professionals helping us."
Mortgage Calculators
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New American Funding
St. George
St. George, UT 84770
Direct: 435-590-6300
Email: joe.schoney@nafinc.com
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