New American Funding Is committed to ensuring your privacy. We strive to protect the confidentiality of all information that you provide. In order to make improvements to our web site, we may track the way visitors use the site, however, that information is used only as generic system information, and is not used at an individual level. We do not sell individual user information, profile information or generic system information to third parties.

If you apply for a loan we may collect nonpublic personal information about you from the following sources:

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

If you have a question or would like more information contact the Compliance Department at 800-450-2010.

Use of Cookies

Our web site may use "cookies" to measure site activity and to customize information to fit your preferences. Cookies enable the site to remember who you are. We do not record personal or sensitive information in our cookies. If you wish not to accept cookies you can configure your browser to reject all cookies, or notify you when a cookie is set.

Definition of Cookies

A "cookie" is a small piece of information sent by a web server to a web browser enabling the browser to remember specific bits of information. The information stored within a cookie can be read only by the web server that originally sent the cookie.

Types of Cookies

The two types of cookies are session cookies and persistent cookies. The key difference between session cookies and persistent cookies is the time of expiration. Session cookies expire at the end of the session and Persistent cookies do not expire at the end of the session.

We take your online privacy serious and you can be assured that any information provided by you will be kept confidential.


Disclosure & Terms of Use

Introduction

These "Terms of Use" govern your access and use of all websites owned by New American Funding, its affiliates and subsidiaries (as used here " New American Funding " refers to New American Funding, its affiliates and subsidiaries, jointly and severally).

Acceptance of Terms

By referencing, using or accessing websites owned by New American Funding, you agree to these "Terms of Use", including agreeing to indemnify and hold harmless New American Funding from all claims of any nature. These "Terms of Use" may be changed at any time at the sole discretion of New American Funding.

Products and Services

Home Mortgage products and services are offered through New American Funding. Not all products and services described are available in all states of the USA, or elsewhere in the world.

Fair Lending Policy

New American Funding does not discriminate against any applicant or discourage anyone on a prohibited basis from submitting an application. To assure that our employees have a clear and unequivocal statement of our commitment to a nondiscriminatory method of doing business, we have adopted the following fair lending policy. Employees must be thoroughly familiar with this policy and follow it.

Intellectual Property, Logo Licensing and Links

Copyright 2009, New American Funding. All rights reserved. Materials and intellectual property found on websites owned by New American Funding are protected by copyright and other intellectual property laws and treaties in the United States and worldwide. Trademarks, service marks and logos used on websites owned by New American Funding , registered and unregistered, are subject to United States trademark law. You may not copy, reproduce, modify, store, transmit, or distribute any part of intellectual property, trademarks, service marks or logos found on websites owned by New American Funding without specific written consent from New American Funding.

Calculators/calculations

Content contained in websites owned by New American Funding should not be construed to be legal or financial advice. Users are responsible for obtaining their own competent legal and financial advice from qualified providers at their own expense.

Mortgage calculators/calculations which may be provided within websites owned by New American Funding are provided solely for estimation and are hypothetical. You are responsible for the accuracy of any estimates and should not rely solely on these calculators. Seek advice from qualified providers before you make any financial decisions.

Secure Websites

By using, accessing or attempting to access websites owned by New American Funding that require the use of Passwords or any other method of authentication or any combination of authentication methods (these are defined as "secure websites"), you are certifying you are the person legally associated with the passwords or method(s) of authentication being used. Unauthorized access, attempted access, use or attempted use of secure websites owned by New American Funding is prohibited and may violate federal and/or state law. Unauthorized access, attempted access, use, or attempted use of secure websites owned by New American Funding may be reported to law enforcement.

Links to Other Sites – Limitation of Liability

New American Funding may provide links to or from other web sites that New American Funding does not have control over. You agree that New American Funding is not responsible for any liability resulting from the access or use of sites not owned by New American Funding. You also agree that New American Funding is not responsible for any content, advertising, or products available through these websites. Further, you agree that New American Funding shall not be responsible or liable, directly or indirectly, for any damage or loss caused, or alleged to be caused by or in connection with the use of websites New American Funding owns.

Monitoring and Blocking

New American Funding reserves the right to monitor your access and use of its websites without notification to you. New American Funding may record or log your use in a manner as set out in New American Funding's Privacy Policy. You agree that New American Funding reserves the right to terminate and/or block your use or access of its websites for any reason without prior notice to you.