Choose the Right Reverse Home Loan Consultant
With many years of experience in the mortgage banking industry, and extensive practice in originating reverse home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing.
Through working with New American Funding, a Direct Lender, I have continued to be one of the most knowledgeable Reverse Loan Officers in Colorado.
When working with myself and New American Funding you’ll receive:
- Expert advice and support in making your home financing decisions
- A full spectrum of loan products from which to choose
- Consistent communication and follow up throughout the loan process from myself and New American Funding’s in-house operations team
- The fastest turn times in the industry
Please give me a call today for answers to any of your reverse mortgage questions. I would be more than happy to offer my professional advice.
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Retire Better
As you approach retirement, have you considered whether your home and finances are going to meet your ongoing needs as you age?
Affordability
Accessibility
Community
Safety & Security
There may be a mortgage option you have not considered yet that can help! Click on the links above to learn more.
Flex Your Mortgage
The Home Equity Conversion Mortgage (HECM) was enacted in 1989 to help retirees manage the unpredictability of their golden years. In 2009 it was expanded to allow for home purchases as well. Rather than being obligated to pay back the loan month to month, borrowers can defer principal and interest payments (or not) when they choose. This built-in flexibility gives our clients the almost unparalleled ability to control when and how they repay their loan. (Taxes, insurance premiums, and HOA dues still need to be paid on time.) In other words, it can be set up as a “just in case” loan with fully amortized and interest-only payment options, completely deferred, or even withdrawn from a line of credit.
So, if you are over 62 and considering a: HELOC, cash out refinance, second mortgage, or all cash purchase, then consider how a HECM can meet or beat your expectations.
Call me with any questions. I would be happy to offer my professional advice.